Spinnaker Insurance Company Position Statement Tropical Storm Fred
The National Weather Service has issued a tropical storm warning for Tropical Storm Fred, and therefore became a known event as of August 11, 2021.
The National Weather Service has issued a tropical storm warning for Tropical Storm Fred, and therefore became a known event as of August 11, 2021.
The National Weather Service has issued a tropical storm warning for Tropical Storm Felicia, and therefore became a known event as of July 14, 2021.
The National Weather Service has issued a tropical storm warning for Tropical Storm Elsa, and therefore became a known event as of 11:00 AM EDT
The National Weather Service has issued a tropical storm warning for Tropical Depression 4 also known as Tropical Storm Danny and therefore became a known event
The St. Vincent and the Grenadines National Emergency Management Organization has issued a disaster alert prompted by the imminent eruption of the La Soufrière Volcano
The disease COVID-19, caused by the novel coronavirus, was declared a pandemic by the World Health Organization on March 11, 2020. As such, COVID-19 is deemed a
The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Hurricane Eta located in the Western Caribbean Sea as of 4:00 AM Monday
The US State Department issued a statement at 11:47 pm EST on 2 November 2020 declaring the attack in Vienna, Austria, as an act of
The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Zeta located in the Western Caribbean Sea as of 5:00AM Monday
The NOAA (National Oceanic and Atmospheric Administration) has issued a Hurricane watch for Tropical Storm Delta located in the Western Caribbean Sea as of 5:00 AM
Any Medical Condition that, within the last 12 months, required any:
Hypertension or high cholesterol controlled by 1 prescription drug only and where the dosage has not been changed within the last 12 months will not be considered a pre-existing medical condition
Travel Protection Benefits | Limits |
---|---|
Trip Cancellation | 100% of trip cost (up to a maximum of $20,000) |
Single Occupancy | Up to trip cost |
Cancel for Any Reason | Up to 75% of trip cost Up to 50% of trip costs in FL(CFAR not available to NY residents) |
Trip Interruption | 150% of trip cost |
Delay Package | |
Trip Delay | Maximum $200 per day up to $2,500 |
Missed Connection | Maximum of $1,000 per covered trip |
Baggage Package – Excess | |
Baggage and Personal Effects | $2,500 $100 Deductible |
Baggage Delay | $100 per day up to a maximum of $500 |
Travel Medical Package – Excess AK, CO, ID, ND, NH – Primary | |
Travel Medical Expense – Adventure sports included | $100,000 $50,000 in NH $50 Deductible |
Emergency Dental | $750 |
Emergency Evacuation and Repatriation of Remains | Up to $500,000
Up to $1,000,000 in NH |
Accidental Death & Dismemberment | $100,000 or $250,000 or $500,000 |
Pet Medical Package | |
Pet Medical Expense | Up to $2,000 $100 Deductible |
Pet Return | Up to $500 |
Rental Vehicle Damage – Primary | Up to $35,000 per rented vehicle- Primary $250 Deductible for loss greater than $2,000 |
Vacation Rental Damage | $1,500 or $3,000 or $5,000 |
Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.
Benefits | Limits |
---|---|
Cancellation and Curtailment | 5,000 |
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains | 10,000,000 (excess 250 or 50) |
Hospital Benefit | 25 per day, maximum 100 |
Personal Accident | up to 250,000 |
Baggage Loss or Delay | up to 5,000 (excess 250 or 50) |
Personal Money and Passport, limited to 250 in respect of cash | 500 (excess 250 or 50) |
Personal Liability | 500,000 |
Travel Delay | 500 |
Optional Benefits | Limits |
Business Extension | up to 1,000 (excess 100) |
Winter Sports (Ski Equipment) | up to 750 (excess 50 or 100) |
Important notes:
|
Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.
Benefits | Limits |
---|---|
Trip Interruption | 2,000 |
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains | 10,000,000 (excess 250) |
Hospital Benefit | 25 per day, maximum 100 |
Personal Accident | up to 5,000 |
Baggage Loss or Delay | up to 2,000 (excess 250 or 50) |
Personal Money and Passport, limited to 250 in respect of cash | 500 (excess 250) *** Limited to 250 in respect of cash |
Personal Liability | 500,000 |
Optional Benefits | Limits |
Business Extension | up to 1,000 (excess 100) |
Winter Sports (Ski Equipment) | up to 750 (excess 50 or 100) |
Personal Accident | up to 250,000 |
Baggage | up to 10,000 |
Important notes:
|
Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.
Benefits | Limits |
---|---|
Cancellation | up to $20,000 |
Trip Interruption | $1,000 |
Medical and Emergency Expenses | $5,000,000 (deductible $250) |
Hospital Benefit | $25 per day, maximum $100 |
Personal Accident | up to $50,000 |
Baggage | $2,000 (deductible $250) |
Personal Money and Passport, limited to $250 in respect of cash | $500 (deductible $250) |
Personal Liability | $500,000 |
Optional Benefits | Limits |
Business Extension | up to $1,000 (deductible $100) |
Winter Sports (Ski Equipment) | up to $750 (deductible $50 or $100) |
Important notes:
|
Some benefits are subject to an excess (aka, the deductible, or what you have to pay before we pay), as stated in the Policy Schedule, and are per Policy Period.
Benefits | Limits |
---|---|
Cancellation and Curtailment | 5,000 |
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains | 10,000,000 (excess 250 or 50) |
Hospital Benefit | 25 per day, maximum 100 |
Personal Accident | up to 250,000 |
Baggage Loss or Delay | up to 5,000 (excess 250 or 50) |
Personal Money and Passport, limited to 250 in respect of cash | 500 (excess 250 or 50) |
Personal Liability | 500,000 |
Travel Delay | 500 |
Optional Benefits | Limits |
Business Extension | up to 1,000 (excess 100) |
Winter Sports (Ski Equipment) | up to 750 (excess 50 or 100) |
Important notes:
|